April 5, 2011

Funeral Planning- Modes to get help with Funeral Expenses

Coffin: At the end of life, you desire to honor your loved ones with a proper funeral. You want to celebrate life and treat the perished with honor, dignity and respect. Unfortunately, funeral arrangements can be very pricey, especially if your loved one has little or no life insurance. Finding a way to pay for these arrangements can add enormous pressure to the grief you are already feeling. Here is how to find money to help with a funeral.

Local Assistance:

If you are in a confused state to where to turn for financial assistance for a funeral, contact your county's treasurer or public administrator. Some counties have financial programs in place to support poor families with burial. However, this assistance probably won't help with the cost of a casket. Cremation may be the only facilitation provided by your county.

Social Security: 

If the perished person has paid into Social Security, you may be eligible for funeral assistance. The amount of money the Social Security Administration provides is under $1,000, but this money could palliate a small portion of the financial burden of the funeral.

Donations:

Request the funeral attendants for monetary donations instead of flowers. Your loved one can be honored without breaking the bank when each person contributes a small amount to help carry the weight of the financial responsibility.

Loan:

If any of your family members has estimable credit, consider getting out loan for the amount of the funeral. When a loved one perishes, the family often has to chip in to provide the financing for the funeral. A loan may be the only viable option if many of your family members have low incomes.

Church:

Your church also will help to facilitate the financial burden in a number of ways. Your priest or pastor may officiate the funeral for free. The church may provide an offering to help you with the costs. The church can also provide a place to host a small funeral or memorial service at little or no cost. Instead of having the funeral service at a funeral home, a more casual memorial service where loved ones celebrate the life of the perished can provide a fitting tribute for much less money.

For more details about life insurance